Business owners who have problems collecting debts should work with New York collection attorneys. A lot of them charge for their services after their job. They perform the work and expect payment for their services. If they could not collect this payment, their businesses would suffer. Every business owner has regular expenses, so they tend to want to get payments from clients as quickly as possible. But, some clients don’t pay on time or even refuse to pay despite collection efforts made by the creditor. If you are in this situation, you must work with a debt collection lawyer as early as possible. This lets you get paid faster and helps you save time.
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Dealing with a Non-Paying Client
Sometimes, a client may just forget to mail a check or misplace an invoice. But, once they get a notice from you, they can be happy to pay immediately. However, if the client does not respond to your notice or call, you might start to feel worried about their payment. And once you send another notice without a response, you may lose hope that the debtor will pay voluntarily.
Now, you will want to consider taking legal action and hire an attorney. While some clients may not want to deal with the law and just pay their debt, others may think you are just bluffing. For them, hiring an attorney is just too much for you.
What Your Collection Attorney Will Do
If months have passed and your client still doesn’t pay, it may be time to handle the situation with legal force. Your lawyer will take over the debt collection job for you while you focus on other important aspects of your business. This time, your lawyer will send a demand letter to the debtor. Once the client sees that you are serious about collecting what’s owed to you and you have taken legal action, they may pay immediately. They may not want to navigate the complexities of the law or find themselves in court.
However, if the client still does not pay, your lawyer will file a lawsuit. Often, a judge will order the debtor to pay as long as you have the proper paperwork and proof you performed the job and demand payment. If your debtor cannot afford to pay, the judge might decide to garnish their business checking account or place a lien on the client’s house if you have a personal guarantee.